[vc_row el_class=”banner banner-shadow py-10″ css=”.vc_custom_1627453686054{background: #f8f8f8 url(https://weberglobal.com/wp-content/uploads/2021/04/UNHWI-hero.jpeg?id=6745) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column css_animation=”right-to-left” css=”.vc_custom_1627971251887{padding-top: 0px !important;}”][vc_row_inner row_content_width=”grid” el_class=”pt-5″][vc_column_inner width=”1/2″][vc_column_text]
Ultra High
Net Worth
[/vc_column_text][qodef_section_title type=”standard” position=”” caption=”Investment services designed
for ultra high net worth individuals” custom_class=”my-md-4 text-white” caption_color=”#ffffff”][qodef_button text=”Get in Touch” target=”_self” icon_pack=”ion_icons” ion_icon=”ion-ios-arrow-thin-right” font_weight=”” text_transform=”” custom_class=”text-white contact-form-scroller mt-5″ link=”#contact-form”][/vc_column_inner][vc_column_inner width=”1/2″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row gap=”35″ el_class=”pt-5 pb-10″ css=”.vc_custom_1614731733385{background-color: #002543 !important;}”][vc_column css=”.vc_custom_1614731740474{padding-top: 0px !important;}”][vc_row_inner row_content_width=”grid” el_class=”mt-5 sm-mt-0″][vc_column_inner width=”1/2″][vc_column_text el_class=”text-white”]
Ultra High Net Worth
[/vc_column_text][qodef_section_title type=”standard” position=”” caption=”Weber Global” custom_class=”my-md-4 text-white” caption_color=”#ffffff”][/vc_column_inner][vc_column_inner el_class=”pr-xl-5″ width=”1/2″][vc_column_text el_class=”text-white”]Our approach to investing reflects the particular needs, preferences and priorities of our ultra high net worth clientele. Our clients trust us to identify opportunities that are appropriate for their situations, under all types of market environments. We do not chase the latest investment fads, nor do we simply ride the dips and swings of the markets – our goal is to exceed expectations as stewards of our clients’ wealth. Our philosophy is to examine global, political, cultural, technological and environmental factors affecting the markets to predict long-term trends, preserve gains and proactively manage risk. Our wealth management strategies and tactics are grounded in proactive risk management and rigorous analysis designed for optimal investment performance.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row gap=”35″ el_class=”py-5 sm-pb-0″][vc_column css=”.vc_custom_1614632761985{padding-top: 0px !important;}” el_class=”pb-0″][vc_row_inner row_content_width=”grid” el_class=”py-5 sm-pt-0″][vc_column_inner width=”1/2″][vc_column_text]
Ultra High Net Worth
Definition
[/vc_column_text][qodef_section_title type=”standard” position=”” caption=”What is ultra high net worth?” custom_class=”my-md-4″][/vc_column_inner][vc_column_inner el_class=”pr-xl-5″ width=”1/2″][vc_column_text el_class=”navy-inner-text”]The financial industry typically defines “Ultra-High Net Worth” (UHNW) clientele as individuals and families that have investable assets of at least $30 million, usually excluding their primary residence. At Weber Global Management, this definition is merely the gateway to understanding this specialized area of investment management. Here, we highlight some of the unique investment goals and preferences of UHNW individuals and families.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_class=”pb-5 flex-full column-flip”][vc_column width=”2/3″ offset=”vc_col-lg-6 vc_col-md-12 vc_col-xs-12″ el_class=”full-on-tablet mt-auto mb-auto”][vc_row_inner el_class=”qodef-row-grid-section float-lg-right mx-auto pb-5 full-on-tablet tab-px-5 sm-pb-0″][vc_column_inner offset=”vc_col-lg-6 vc_col-md-6 vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column_inner][vc_column_inner el_class=”pl-0 full-on-tablet flip-title” offset=”vc_col-lg-6 vc_col-md-12 vc_col-xs-12″][vc_column_text el_class=”navy-inner-text pr-xl-5″]
Wealth Preservation
The goal of investing for UHNW individuals is often to generate current income to stay ahead of inflation while preserving wealth for future generations. This is in contrast to most investors who focus on achieving returns over specific time horizons to cover life’s major expenses and achieve retirement savings goals.[/vc_column_text][vc_column_text el_class=”navy-inner-text pr-xl-5 mr-xl-5 pt-4″]
Many UHNW individuals are entrepreneurs (often serial entrepreneurs) who understand that taking risk is an inherent part of creating value. Therefore, they may be willing to accept a higher level of risk to generate attractive returns over the long run. Separately, because of their wealth, UHNW individuals and families often have an open-ended (multi-generational) time frame for their investing which allows them to be patient investors who can tie up capital, as long as they have a clear understanding of the risks involved. At the same time, those in this category of wealth have no need to pursue high returns by taking on outsized risks and many are quite risk-averse. Clearly, UHNW individuals are individuals, not a homogeneous group.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/3″ offset=”vc_col-lg-6 vc_col-md-12 vc_col-xs-12″ el_class=”full-on-tablet”][vc_single_image image=”6665″ img_size=”full” alignment=”center” el_class=”full-on-tablet fw-img”][/vc_column][/vc_row][vc_row el_class=”pb-5 pt-5 mt-3 flex-full sm-pt-0″][vc_column offset=”vc_col-lg-6 vc_col-md-6″][vc_single_image image=”6666″ img_size=”large” alignment=”center” el_class=”pr-xl-5 img-full mt-5 pt-3 sm-mt-0″][/vc_column][vc_column offset=”vc_col-lg-6 vc_col-md-6″ el_class=”float-list-container mt-auto”][vc_row_inner el_class=”mt-5 mr-xl-5″][vc_column_inner][vc_column_text el_class=”navy-inner-text pr-xl-5 sm-pt-0″]
Those in the UHNW category often invest in alternative asset classes that are difficult for average investors to access, including commercial real estate, hedge funds, and private equity. This offers more diversified sources of return but also requires more due diligence and research.[/vc_column_text][vc_column_text el_class=”navy-inner-text pr-xl-5 pt-5 mt-5 sm-pt-0″]
Those with significant wealth have often traveled extensively, either in connection with their business activities or for pleasure. They recognize that there are many attractive investment opportunities in other countries that differ from what is available domestically and often have more international exposure in their portfolios than the typical investor.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_content_width=”grid” el_class=”mt-5″][vc_column width=”1/2″][vc_column_text]
Services Designed for the
Ultra High Net Worth Investor
[/vc_column_text][/vc_column][vc_column width=”1/2″ offset=”vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs”][vc_column_text el_class=”pr-xl-5 navy-inner-text”]We have proven ourselves to be the best ultra high net worth advisors. We focus solely on services for UHNW Families & Individuals, catering to their unique circumstances.[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”pt-5 mt-md-5″][vc_column el_class=”hide-inner-bg”][qodef_interactive_banners items=”%5B%7B%22title%22%3A%22Asset%20Protection%22%2C%22description%22%3A%22In%20addition%20to%20developing%20and%20implementing%20appropriate%20investment%20strategies%2C%20UHNW%20wealth%20management%20also%20involves%20protecting%20client%20assets%20from%20lawsuits%2C%20including%20the%20reality%20that%20lawsuits%20often%20involve%20family%20members.%20Asset%20protection%20includes%20having%20the%20right%20insurance%20coverage%20to%20protect%20against%20claimants%20who%20often%20target%20the%20wealthy.%20It%20may%20also%20involve%20moving%20a%20portion%20of%20a%20client%E2%80%99s%20wealth%20offshore.%22%2C%22link_text%22%3A%22Learn%20More%22%2C%22link_target%22%3A%22_self%22%2C%22image%22%3A%226668%22%7D%2C%7B%22title%22%3A%22Tax%20Management%22%2C%22description%22%3A%22Wealth%20managers%20can%20provide%20access%20to%20expert%20tax%20advice%20that%20focuses%20on%20the%20special%20circumstances%20of%20UHNW%20clients.%20This%20involves%20legally%20minimizing%20the%20taxes%20a%20client%20pays%2C%20tracking%20income%20across%20different%20entities%20held%20by%20the%20individual%20or%20family%2C%20and%20advising%20on%20different%20approaches%20to%20charitable%20giving%2C%20including%20whether%20to%20establish%20a%20foundation%20to%20pursue%20certain%20goals.%20Achieving%20optimal%20tax%20outcomes%20should%20be%20closely%20coordinated%20with%20the%20investment%20process.%22%2C%22link_text%22%3A%22Learn%20More%22%2C%22link_target%22%3A%22_self%22%2C%22image%22%3A%226668%22%7D%2C%7B%22title%22%3A%22Trust%20and%20Estate%20Planning%22%2C%22description%22%3A%22Wealth%20managers%20often%20partner%20with%20legal%20advisors%20who%20work%20with%20UHNW%20clients%20to%20establish%20or%20review%20family%20trusts%2C%20making%20sure%20to%20update%20those%20arrangements%20as%20family%20situations%20change.%20This%20can%20be%20a%20complex%20area%20that%20should%20also%20be%20closely%20linked%20to%20the%20investment%20process.%22%2C%22link_text%22%3A%22Learn%20More%22%2C%22link_target%22%3A%22_self%22%2C%22image%22%3A%226668%22%7D%5D” banners_height=”905px”][/vc_column][/vc_row][vc_row gap=”35″ el_class=”pt-3 pb-5 sm-pb-0″ css=”.vc_custom_1614807297319{background-color: #f8f8f8 !important;}”][vc_column css=”.vc_custom_1614632761985{padding-top: 0px !important;}” el_class=”pb-0″][vc_row_inner row_content_width=”grid” el_class=”py-5 sm-pt-0″][vc_column_inner][vc_column_text el_class=”navy-inner-text mt-4 sm-mt-0″]
Weber Global has a proven track record as wealth managers for ultra high net worth clients. We focus exclusively on providing services to UHNW Families & Individuals, catering to their unique needs. We partner with leading firms that are experts in trading securities, and others that evaluate and, if desired, transact in the type of collectibles that many UHNW individuals hold.
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_content_width=”grid” css=”.vc_custom_1614807379388{margin-bottom: 50px !important;padding-bottom: 50px !important;}” el_class=”py-5 mt-3 sm-pt-0 sm-pb-0″][vc_column width=”1/2″][vc_column_text]
Ultra High Net Worth
Wealth Management
[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text el_class=”navy-inner-text mt-5″]Wealth management relationships are built on trust and credibility. Therefore, investment services designed for UHNW individuals should emphasize the following:[/vc_column_text][/vc_column][/vc_row][vc_row el_class=”flex-full”][vc_column offset=”vc_col-lg-6 vc_col-md-6″][vc_single_image image=”6667″ img_size=”large” alignment=”center” el_class=”pr-xl-5 img-full mt-5 pt-3″][/vc_column][vc_column offset=”vc_col-lg-6 vc_col-md-6″ el_class=”float-list-container mt-auto”][vc_row_inner el_class=”pr-xl-5″][vc_column_inner][vc_column_text el_class=”navy-inner-text pt-3 sm-pt-0 pr-xl-5 mr-xl-5″]
UHNW individuals expect in-depth, high quality, up-to-date information about their portfolios and about a wealth manager’s investment strategies. This must go beyond highlighting recent or projected returns to include robust risk analyses.[/vc_column_text][vc_column_text el_class=”navy-inner-text mt-5 pt-3 pr-xl-5 mr-xl-5 sm-pt-0″]
Few investments are right for every UHNW portfolio. Wealth managers must be able to demonstrate the suitability of an investment idea to each client.[/vc_column_text][vc_column_text el_class=”navy-inner-text pr-xl-5 mt-5 pt-3 pr-xl-5 mr-xl-5 sm-pt-0″]
Wealth managers today must employ the right technology for research, execution, portfolio reporting and compliance, all in a secure environment.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_content_width=”grid” css=”.vc_custom_1614807482569{margin-bottom: 50px !important;padding-bottom: 50px !important;}” el_class=”py-5 mt-5 sm-pt-0″][vc_column][vc_column_text]
Ultra High Net Worth Offshore Accounts
[/vc_column_text][vc_column_text el_class=”navy-inner-text mt-5″]Thoughtful, risk-aware investing can involve diversification strategies that require assets to be held in offshore accounts. We have deep experience in offshore account management and understand their nuances, tax implications and impact on financial reporting. Part of managing offshore accounts is the ability to evaluate operational risk; we work only with highly reputable institutions to ensure the investments channeled through these accounts are secure.[/vc_column_text][/vc_column][/vc_row][vc_row row_content_width=”grid” css=”.vc_custom_1614807490081{margin-bottom: 50px !important;padding-bottom: 50px !important;}” el_class=”py-5 sm-pt-0″][vc_column][vc_column_text]
Ultra High Net Worth Individuals
[/vc_column_text][qodef_section_title type=”standard” position=”” caption=”Investment Strategies for UHNW” custom_class=”py-4″][vc_column_text el_class=”navy-inner-text”]Individuals can implement a variety of UHNW strategies, executed at the highest level by our advisors. Our team assists in consolidating assets, risk management, vacation property planning, giving to charity, among a wide variety of methods only a UHNWI can leverage.[/vc_column_text][/vc_column][/vc_row][vc_row row_content_width=”grid” css=”.vc_custom_1614807496650{margin-bottom: 50px !important;}” el_class=”py-5 sm-pt-0″][vc_column][vc_column_text]
Ultra High Net Worth Families
[/vc_column_text][qodef_section_title type=”standard” position=”” caption=”Enable Communication for Wealth Preservation” custom_class=”my-md-4″][vc_column_text el_class=”navy-inner-text”]At Weber Global, we provide a pathway to protecting family wealth. Naturally, we encourage a clear success plan between family members. Have you considered opening a family office? Allow our team to introduce stronger, more beneficial ways for managing wealth.[/vc_column_text][/vc_column][/vc_row][vc_row gap=”35″ row_content_width=”grid” css=”.vc_custom_1614378009141{margin-top: 25px !important;}” el_class=”boxed-flex”][vc_column width=”1/3″ css=”.vc_custom_1614124615717{background-color: #fcfafa !important;}” el_class=”boxed”][vc_column_text el_class=”mt-0″]
[/vc_column_text][vc_column_text]
Identify Your Goals as a UHNW Family
[/vc_column_text][vc_column_text]Your family investment goals may include:
- Instilling Financial Accountability in Your Kids
- Testamentary Trusts
- Planning For Business Succession
- Distributing Your Family Income
[/vc_column_text][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1614124603763{background-color: #fcfafa !important;}” el_class=”boxed”][vc_column_text el_class=”mt-0″]
[/vc_column_text][vc_column_text]
Speak to a UHNW Advisor
[/vc_column_text][vc_column_text]Ultra high net worth families have very different financial concerns than the average family or even high net worth families. We work specifically with UHNW families.[/vc_column_text][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1614124609848{background-color: #fcfafa !important;}” el_class=”boxed”][vc_column_text el_class=”mt-0″]
[/vc_column_text][vc_column_text]
Enable Communication for Wealth Preservation
[/vc_column_text][vc_column_text]At Weber Global, we provide a pathway to protecting family wealth. Naturally, we encourage a clear success plan between family members. Have you considered opening a family office? Allow our team to introduce stronger, more beneficial ways for managing wealth.[/vc_column_text][/vc_column][/vc_row][vc_row row_content_width=”grid” el_class=”//mt-5 //py-10″][vc_column width=”1/2″ offset=”vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs”][vc_column_text]
Ultra High Net Worth
Statistics That Matter
[/vc_column_text][qodef_section_title type=”standard” position=”” custom_class=”my-md-4″][/vc_column][vc_column width=”1/2″ offset=”vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs”][/vc_column][/vc_row][vc_row row_content_width=”grid” el_class=”py-5 mt-5 sm-mt-0″][vc_column][vc_column_text css=”.vc_custom_1614121725079{padding-bottom: 50px !important;}”]
Ultra High Net Worth FAQ
[/vc_column_text][vc_toggle title=”Do ultra high net worth families really need an office?” style=”arrow” custom_font_container=”tag:h4|text_align:left|color:%23002543″ custom_use_theme_fonts=”yes” use_custom_heading=”true” el_class=”navy-inner-text”]There is no official wealth threshold that dictates the need to establish a family office; however, families with assets of $100 million or more may wish to consider doing so. There are two main types of family offices to consider, with important differences between them:
– A single-family office (SFO), as the name suggests, serves one family. Employees of the SFO work exclusively for the family and provide various services such as accounting, investment and risk management. SFOs may also cover household management, bill paying, investment due diligence and other services, depending upon the family’s needs. The UHNW family pays the employees’ salaries and other expenses associated with maintaining the office but the SFO is not a profit-seeking entity. Note also that SFOs are not typically registered with the SEC as investment advisors.
– Multi-family offices (MFOs) are typically organized as registered investment advisers, trust companies, although some are established as accounting or law firms that are dedicated to serving multiple UHNW families. They charge fees for each of the services they provide and seek to make a profit for the MFO itself. The employees of an MFO work for the MFO, and are typically involved in addressing the needs of two or more families.
Whether or not to use a family office, and if so, whether to choose an SFO or MFO, is partly a function of the amount of the family’s wealth and the complexity of their assets, but is also highly dependent upon preferences. For example, paying the salaries of a team of professionals in an SFO would be more expensive than using external advisors or joining an MFO, but depending upon the family’s desire for control and privacy, and the services they need, it might be the right choice for that family.[/vc_toggle][vc_toggle title=”What are the biggest threats to ultra high net worth investors?” style=”arrow” custom_font_container=”tag:h4|text_align:left|color:%23002543″ custom_use_theme_fonts=”yes” use_custom_heading=”true” el_class=”navy-inner-text”]While investment risks are our focus, we take a holistic view of UHNW clients’ risks, as there can be implications for wealth management and capital preservation when other types of risks are not thoroughly addressed. Here, we point out a few critical risks that are outside of the investment realm but that can affect UHNW clients’ security.
Cybersecurity – While hacking has created risks that affect everyone in today’s world, UHNW individuals are often targeted. Cyber-criminals seek to access sensitive information and use it to extort money from UHNW individuals whose reputations would be harmed by the release of that information.
Physical Security – Home security is a critical part of this risk, and should extend beyond having a modern security system. It is essential to do thorough background checks before hiring anyone to be part of the staff that takes care of the family and the home. Some UHNWs may want to hire a bodyguard, for themselves and for their families.
Threats to Privacy – This often-overlooked threat can arise from employees on the staff of the family’s home, and vendors who come into the home for repairs or remodeling work. It is advisable to require non-disclosure agreements that prohibit workers from posting anything about the family (including photos of the home or the family’s possessions) on social media.[/vc_toggle][vc_toggle title=”What is the difference between an Ultra High Net Worth Individual, and a High Net Worth Individual?” style=”arrow” custom_font_container=”tag:h4|text_align:left|color:%23002543″ custom_use_theme_fonts=”yes” use_custom_heading=”true” el_class=”navy-inner-text”]High Net Worth (HNW) and Ultra High Net Worth (UHNW) investors differ greatly on financial needs and require a highly specialized approach by wealth managers who are well-versed in managing wealth for the ultra wealthy. An Ultra High Net Worth Individual refers to anyone who has over $10 million in liquid net worth, having investable assets of at least $30 million. A High Net Worth individual will have around $1 million in liquid assets. Read more on high net worth vs ultra high net worth.[/vc_toggle][/vc_column][/vc_row][vc_row content_placement=”bottom” simple_background_color=”#fcfcfc” el_class=”px-4 px-md-0″][vc_column width=”1/2″ offset=”vc_col-lg-6″][vc_row_inner content_placement=”bottom” el_class=”py-lg-5 py-4 contact-sec qodef-row-grid-section float-right”][vc_column_inner width=”1/2″ offset=”vc_col-lg-6″][/vc_column_inner][vc_column_inner el_class=”pr-lg-5″ width=”1/2″ offset=”vc_col-lg-6″ css=”.vc_custom_1606717339274{padding-left: 0px !important;}”][qodef_section_title type=”standard” position=”” caption=”CONTACT US”][vc_column_text el_class=”pr-xl-5 mr-xl-5″]
the Long Game
Weber Global Management are investors for investors. Chris is a living examples of multi-million dollar success. Complex, volatile markets means wealth should never be taken for granted, which is why investors globally look to us for proactive risk management, diversifications strategies and meticulous global analysis.
Preserve your prosperity for future generations. Start your legacy today.[/vc_column_text][vc_separator el_class=”py-4″][qodef_elements_holder holder_full_height=”no” number_of_columns=”two-columns” switch_to_one_column=”” alignment_one_column=”” custom_class=”clm2″][qodef_elements_holder_item][qodef_icon_list_item icon_pack=”linear_icons” linear_icon=”lnr-phone-handset” icon_size=”20″ title=”385.368.7690″ text_hover_color=”” link=”tel:3853687690″ title_padding=”30″][/qodef_elements_holder_item][qodef_elements_holder_item][qodef_icon_list_item icon_pack=”linear_icons” linear_icon=”lnr-envelope” icon_size=”20″ title=”Investor Services” text_hover_color=”” link=”mailto:clientservices@weberglobal.com” title_padding=”30″][/qodef_elements_holder_item][/qodef_elements_holder][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″ offset=”vc_col-lg-6″ el_id=”contact-form”][contact-form-7 id=”5″][/vc_column][/vc_row][vc_row][vc_column][vc_raw_js]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[/vc_raw_js][/vc_column][/vc_row]